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Textor was a founding director and, through Wyndcrest, the largest shareholder of Virtual Bank, an Internet banking startup that became a multi-billion dollar diversified financial services company and included a private wealth business known as Lydian Trust Company.

VirtualBank also attracted several other high-profile investors, such as Worldcom Chairman Bernie Ebbers, pro football player Dan Marino, and early Microsoft senior manager Carl Stork. These relationships led VirtualBank to launch several affinity branded internet banks for major corporations, such as MicrosoftVirtualBank, EMCVirtualBank, WorldcomVirtualBank, and TextronVirtualBank. In 2004, Lydian Trust was named Private Wealth Manager of the Year by Institutional Investor magazine.

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